Direct acquisition by Elmwood
In some cases, Elmwood may consider acquiring a note directly. Whether that is possible depends entirely on the specific note and our review of it.
Mortgage notes
Own a mortgage note? Let's talk about your options.
If you hold a mortgage note and are considering a sale, we are glad to review the opportunity. Every note is different, and each one is considered individually.
Who this is for
Note owners exploring a sale.
This page is for individuals and entities that own an existing mortgage note—often created through owner financing on a property they sold—and are curious whether selling all or part of it makes sense.
The Elmwood Group reviews mortgage note opportunities for potential direct acquisition and may explore interest from separate purchasing parties. Each opportunity is evaluated individually. Information on this website is not legal, tax, or investment advice.
Two separate possibilities
How a note opportunity may be considered.
Exploring a purchasing partner
In other cases, we may explore whether a separate purchasing partner would have interest. These are two separate possibilities, and neither is guaranteed for any note.
Elmwood does not maintain an inventory of buyers, guaranteed funding, or any commitment to purchase. We cannot promise a cash offer, a price, a closing timeline, or that a buyer will be available for a given note.
What can be discussed
Full sales, partial sales, and honest review.
Full or partial sales
Some owners want to sell an entire note. Others prefer a partial sale—selling a defined portion of the future payments while keeping an interest in the note. Where appropriate, both can be discussed.
Review comes first
No opportunity can be evaluated without reviewing the note documentation, payment history, collateral, and any applicable requirements. We will tell you plainly what we would need to look at.
Start a conversation
Tell us about your note.
Share only preliminary details for now. There is no obligation, and we will follow up to understand the note and what you hope to accomplish.
Please do not send Social Security numbers, bank account details, borrower identity documents, or loan files through this form. If a review moves forward, we will explain what documentation would be appropriate and how to share it securely.
Reviewed individually.
Elmwood is based in Detroit, Michigan, and note owners in other states are welcome to inquire. Submitting an inquiry does not guarantee that we can acquire a note or arrange its sale.
For details on how your information is handled, see our Privacy Policy.